Charges

Processing Charges:

For Working Capital

 

 

 

 

  Other than Individuals

 

Individuals in other than Rural areas

 

Individuals in Rural areas

Up to Rs.25,000/-

Rs.250+GST

Rs. 200+GST

Rs.150+GST

 

Rs.25,001/- to Rs.2,00,000/-   

 

0.50%+GST with a minimum of Rs.500+GST

0.30%+GST with a minimum of Rs.250+GST

0.20%+GST with a minimum of Rs.200+GST

Above Rs.2.00 lakh to  Rs.100 lakh

0.50%+GST

0.25%+GST

0.20%+GST with a maximum of Rs.15000

Above Rs.100 lakhs

Rs.600+GST per lakh with a maximum of Rs.20 Lakh+GST

Rs.500+GST per lakh with a maximum of Rs.20Lakhs+GST

Rs.300+GST per lakh with a maximum of Rs.7 Lakh+GST

 

 For Term Loan

 

 

SERVICES

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

a.    Loan upto Rs.30 crore

 

 

 

For Project Loans

1%+GST

0.75%+GST

0.75%+GST

Other than project loans

1%+GST

0.75%+GST

0.75%+GST

b.    Loan above Rs.30 crore

 

 

 

For Project Loans

Rs.1200+GST per lakh

Rs.1100+GST per lakh

Rs.1100+GST per lakh

     Other than project loans

Rs.600+GST per lakh with a maximum of Rs.75 Lakh+GST

 

Note: Loans under MSE sector upto Rs.5.00 Lakh are exempted from processing charges/ Upfront fee.

 

Documentation Charges:

 

2.00 lakh and below

 NIL

Above 2.00 lakh,

Clean

0.10%+GST – Min of Rs.500+GST and maximum of Rs.25000+GST

Secured

0.15%+GST – Min of Rs.750+GST and maximum of Rs.30000+GST

Note: All MSME loans with aggregate sanctioned limits upto Rs.25.00 lakhs are exempted from levy of Documentation Charges

Inspection Charges :  

Priority Sector

 

 

          

SERVICES

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

Up to and inclusive of Rs.5,000/-

NIL

NIL

NIL

Above Rs.5,000/- and up to Rs.25,000/-

Rs.100+GST per inspection

 

Above Rs.25,000/- and up to and inclusive of Rs.2.00 lakhs

Rs.200+GST per inspection or actual expenses whichever is higher.

Above Rs.2.00 lakhs

Rs.250+GST per inspection or actual expenses whichever is higher

 

 

 

 

 

 

 

 

 

 

Non Priority:   

             

                          

 

SERVICES

                  

 

OTHER THAN INDIVIDUALS

 

INDIVIDUALS IN OTHERTHAN RURAL AREAS

 

INDIVIDUALS IN RURAL AREAS

Upto Rs.5,000/-

 

NIL

NIL

NIL

Above Rs.5,000 and  upto Rs.25,000/-

Rs.100+GST per inspection.

Above Rs.25,000 and  upto Rs.2 lakhs

Rs.200+GST per inspection or Actual expenses whichever is higher

Above Rs.2 lakhs and up to Rs.10 lakhs

Rs.750+GST per quarter

Above Rs.10 lakh

Rs.1500+GST per quarter

 

 

 

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