|
Sl.
No.
|
Particulars
|
YEAR ENDED
(Audited)
|
|
31.03.2008
|
31.03.2007
|
|
01
|
Interest earned [(a)+(b)+(c)+(d)]
|
398342
|
282311
|
|
|
(a) Interest/discount on advances/bills
|
270440
|
176371
|
|
|
(b) Income from investments
|
118971
|
94236
|
|
|
(c) Interest on balances with Reserve Bank of India and
other inter bank funds
|
1658
|
5063
|
|
|
(d) Others
|
7273
|
6641
|
|
02
|
Other Income
|
43715
|
26429
|
|
03
|
TOTAL INCOME (1+2)
|
442057
|
308740
|
|
04
|
Interest Expended
|
305842
|
175116
|
|
05
|
Operating Expenses (i) + (ii)
|
70127
|
65072
|
|
|
(i) Employee costs
|
40492
|
39214
|
|
|
(ii) Other operating expenses
|
29635
|
25858
|
|
06
|
TOTAL EXPENDITURE (4+5) (Excluding provisions and
contingencies)
|
375969
|
240188
|
|
07
|
OPERATING PROFIT (3 –6)
(Profit before provisions and contingencies)
|
66088
|
68552
|
|
08
|
Provisions (other than tax) and Contingencies
|
38329
|
34827
|
|
09
|
Exceptional items
|
-
|
(1050)
|
|
10
|
Profit/(Loss) from Ordinary Activities before tax (7-8-9)
|
27759
|
34775
|
|
11
|
Tax Expenses[(i)+(ii)+(iii)+(iv)]
|
(8369)
|
1641
|
|
|
(i) Current Tax
|
3200
|
3299
|
|
|
(ii) Deferred Tax
|
(8709)
|
2010
|
|
|
(iii) Fringe Benefit Tax
|
340
|
411
|
|
|
(iv) MAT credit
|
(3200)
|
(4079)
|
|
12
|
Net Profit/(Loss) from Ordinary Activities after tax (10-11)
|
36128
|
33134
|
|
13
|
Extraordinary Items (Net of Tax Expense)
|
-
|
-
|
|
14
|
Net Profit/(Loss) for the period (12-13)
|
36128
|
33134
|
|
15
|
Paid up equity share capital
(Face value of each share-Rs.10/-)
|
43352
|
43352
|
|
16
|
Reserves excluding Revaluation Reserves (As per Balance Sheet of
previous accounting year)
|
167289
|
141781
|
|
17
|
Analytical Ratios
|
|
|
|
|
(i) Percentage of shares held by Government of
India
|
53.87
|
53.87
|
|
|
(ii) Capital Adequacy Ratio (%)
|
11.22
|
11.21
|
|
|
(iii) Earnings per share (EPS) (Not annualized)
|
|
|
|
|
(a) Basic and Diluted EPS before Extraordinary Items (Net of Tax
Expenses for the period, for the year to date and for the previous year)
|
8.33
|
7.64
|
|
|
(b) Basic and Diluted EPS after Extraordinary Items for the period,
for the year to date and for the previous year
|
8.33
|
7.64
|
|
|
(iv) NPA Ratios
|
|
|
|
|
a) Amount of Gross Non Performing Assets
|
51150
|
56431
|
|
|
b) Amount of Net Non Performing Assets
|
18161
|
14396
|
|
|
c) Percentage of Gross Non Performing Assets
|
1.60
|
2.29
|
|
|
d) Percentage of Net Non Performing Assets
|
0.57
|
0.59
|
|
|
(v) Return on Assets (Annualised) (%)
|
0.75
|
0.92
|
|
18
|
Public share holding
|
|
|
|
|
- Number of shares
|
200000000
|
200000000
|
