|
Sl No
|
Type of Service/Details
|
Individuals / Non-Corporates
|
Corporates
[Accounts of Companies, Corporations and the like]
|
Special Category People (Pensioners, Senior Citizens[those above 60
yrs of age], and Individuals in rural areas)
|
|
1.
LEDGER FOLIO CHARGES – Current Accounts / CC(M) / CC(H)
|
|
|
a) In case of Ledger Folio (one side of a ledger page) – Charges per
folio
|
Rs. 84
|
Rs.92
|
Rs.76
|
|
b) In case of computerised sheets (40 entries or part thereof
considered as one ledger page/folio) – Charges per folio
|
Rs. 84
|
Rs.92
|
Rs.76
|
|
However, to the extent shown below, free folios annually are allowed
depending on the daily average credit balances maintained by the Account Holders (on half yearly
basis) and CC(M) accounts covered fully against Term Deposits with requisite margin, folio charges
are exempted.
|
|
Up to Rs 25,000/‑
|
Nil
|
Nil
|
Nil
|
|
Rs 25,001/‑to Rs 50,000/‑
|
3
|
Nil
|
3
|
|
Rs 50,001/‑ to Rs 1,00,000/‑
|
5
|
3
|
5
|
|
Rs.1,00,001/‑ to Rs 2,00,000/‑
|
10
|
5
|
10
|
|
Rs.2,00,001/‑ to Rs. 5,00,000/-
|
All
|
10
|
All
|
|
Above Rs. 5,00,000/-
|
All
|
All
|
All
|
|
2. Standing instructions:
|
|
|
i) Accepting and recording of standing instructions
|
Nil
|
Nil
|
Nil
|
|
ii) Execution of S/I within the branch for the credit of party’s own
accounts
|
Nil
|
Nil
|
Nil
|
|
iii) Execution of S/I within the branch for the credit of third party’N
N N N N 5 5 5 5 5 5 5 5 5 5 5 s accounts
|
Rs. 11
|
Rs. 12
|
Rs. 10
|
|
iv) Execution of S/I involving remittance of funds to other
branches
|
|
a) TBA Branches / CBS to Non-CBS and Vice Versa
|
|
All cases
|
- a) Exchange as applicable for DD / TT / MT / PO
Plus Postal tariff
|
a) Exchange as applicable for DD / TT / MT / PO
Plus Postal tariff
|
a) Exchange as applicable for DD / TT / MT / PO
Plus Postal tariff
|
|
b) CBS to CBS branches
|
|
All cases
|
50% of existing exchange on remittance
without any out of pocket expenses.
|
50% of existing exchange on remittance
without any out of pocket expenses.
|
50% of existing exchange on remittance
without any out of pocket expenses.
|
|
3. Recording of stop payment instructions
|
|
|
For all types of accounts
|
Rs. 28/- for SB / Rs. 56/- for C.A/c / CC (M) / CC (H)
|
Rs. 62/- for CA / CC (M) / CC (H)
|
Rs. 25/- for SB / Rs. 50/- for C.A/c / CC (M) / CC (H)
|
|
4. Non-maintenance of minimum balance as required.
|
|
|
a) Current accounts
|
Rs. 56/- per month
|
Rs. 62/- per month
|
Rs. 50/- per month
|
|
b) Inoperative Current Accounts
|
Nil
|
Nil
|
Nil
|
|
c) SB accounts
|
Rs. 17/- per month
|
N A
|
Rs. 15/- per month
|
|
d) Inoperative SB accounts
|
Nil
|
Nil
|
Nil
|
|
5. Incidental Charges on Inoperative Accounts
|
|
|
a) Inoperative Savings Bank Accounts
|
|
i) Where the balance is less than Rs. 1000/-
|
Rs. 28/- per half year
|
N A
|
Rs. 25/- per half year
|
|
ii) Where the balance is Rs. 1000/- and above
|
Nil
|
N A
|
Nil
|
|
b) Inoperative Current Accounts
|
|
i) Where the balance is less than Rs. 2000/-
|
Rs. 28/- per half year
|
Rs. 31/- per half year
|
Rs. 25/- per half year
|
|
ii) Where the balance is more than Rs. 2001 but less than Rs.
5000/-
|
Nil
|
Rs. 31/- per half year
|
Nil
|
|
ii) Where the balance is Rs. 5000/- and above
|
Nil
|
Nil
|
Nil
|
|
6. Non compliance with rule regarding maximum withdrawals in Savings
Bank account
|
|
|
If withdrawals exceed 50 times per half year
|
Rs. 12/- per half year
|
N A
|
Rs. 10/- per half year [However in case of V-Saral SB account, only
one cheque book of 10 leaves per year is permitted
|
|
7.
Closure of the accounts [Except in case of death of depositor,
transfer to another branch, transfer for term deposits or for opening another joint account]
|
|
|
Current Account
|
Rs. 112/- per account if closed within 12 months; Rs. 56/- per
account if closed after 12 months
|
Rs. 125/- per account if closed within 12 months; Rs. 65/- per
account if closed after 12 months [In case of CA / CC(M) / CC (H) Accounts]
|
Rs. 100/- per account if closed within 12 months; Rs. 50/- per
account if closed after 12 months [However, accounts of Pensioners and Senior Citizens are
exempted
|
|
Savings Bank Account
|
Rs. 56/- per account if closed within 12 months; Rs. 28/- per account
if closed after 12 months
|
N A
|
Rs. 50/- per account if closed within 12 months; Rs. 25/- per account
if closed after 12 months [However, accounts of Pensioners, Senior Citizens and V-Saral Accounts
are exempted]
|
|
8. Issue of Duplicate Pass Book / Statement of Accounts / Term
Deposit Receipts etc
|
|
|
A) SB / C A/c / RD / JND / CC(M) / CC(H) accounts
|
|
i) For issue of a duplicate passbook with only the latest
balance
|
Rs. 28/-
|
Rs. 31/-
|
Rs. 25/-
|
|
ii) For recording additional / previous entries - Per page
|
Rs. 17/-
|
Rs. 19/-
|
Rs. 15/-
|
|
b) Term Deposit Receipts
|
Rs. 56/- per receipt
|
Rs. 65/- per receipt
|
Rs. 50/- per receipt
|
|
9
|
Call Deposit Receipts
|
|
|
In all cases
|
Rs.28/- per instrument
|
Rs.35/- per instrument
|
Rs.20/- per instrument
|
|
10
|
Issuance of Cheque Books in all centres
|
|
i) Current / CC (M) / CC (H) a/c
|
Rs. 3/- per cheque leaf
|
Rs. 4/- per cheque leaf
|
Rs. 3/- per cheque leaf
|
|
ii) SB accounts
|
Rs.3/- per cheque leaf over and above 50 free leaves per calendar
year
|
