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Last Modified : Jul 21, 2008 9:39 PM
Trade Finance
 
  Eligibility
  Quantum of finance
  Rate of Interest
  Processing Charges
  Guarantor
  Repayment
  Security
  Fair Practice Code on Lenders Liability
 
 
Eligibility

Individuals/proprietary concerns/partnership firms, private limited companies or any legal entity engaged in business - retail trade, distributors, stockists, commission agents, etc., are eligible for finance under this scheme, for a period of 1 year, with the provision for yearly renewal.
 
Quantum of finance

Need based credit limit subject to a maximum of Rs 25 lakhs.
Nature of Loan : Cash credit(miscellaneous)
 
Guarantor

A guarantor acceptable to the bank.
 
Repayment

Loan will befoe a period of 3years subject to riview every year.
Security

Immovable property @ 25% margin and/or other securities like NSC,Kvp and Govt.securities,SV of policies to the extent of the Limit.

For limits and Rs.10 Lakhs - Collateral security of stock is taken(insured and inspected annually)
Debt Waiver / Relief Beneficiaries
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