Student should be an Indian National and should have secured admission to the
relevant Professional/ Technical courses in India or Abroad through Entrance Test/ Merit Based
Selection process.
However there is no age restriction for the applicant.
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A)
Studies in INDIA ( Indicative List )
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Graduation courses : BA, B.Com., B.Sc., etc.
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Post Graduation courses : Masters & Phd.
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Professional Courses :Engineering, Medical, Agriculture, Veterinary, Law, Dental,
Management, Computer courses (BCA / MCA / BSc-CS, etc)
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Animation /Cartooning/ multimedia/Graphic Designing, etc. where the course period should be
one year and above & the courses conducted by reputed Institutions and the Institute
to fulfil any of the following criteria:
(i)
NASSCOM rated/certified
(ii)
AICTE affiliated
(iii)
Accredited to any UGC affiliated university in India
(iv)
Affiliated to reputed Foreign Universities
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Computer certificate courses of reputed institutes accredited to Dept., of Electronics or
institutes affiliated to University.
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Courses like ICWA, CA, CFA etc.
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Courses conducted by IIM, IIT, IISc, XLRI.NIFT etc.
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Pilot Training Programme. (Government or recognized private institute approved by Director
General of Civil Aviation, Government of India).
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Courses offered in India by reputed foreign universities.
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Evening courses of approved institutes.
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Other courses leading to diploma/ degree etc, conducted by colleges/ universities approved by
UGC/ Govt/ AICTE/ AIBMS/ ICMR etc.
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Courses offered by National Institutes and other reputed private institutions. Banks may
have the system of appraising other institution courses depending on future prospects/ recognition
by user institutions.
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Graduation: For job oriented professional / technical courses offered by the reputed
university.
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Post graduation: MCA, MBA, MS, etc.
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Courses conducted by CIMA-London, CPA in USA, etc.
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Pilot Training Programme offered by recognized institutions abroad approved by competent
authority in that country. Example in USA the Federal Aviation Administration, Government of USA.
The licences issued by such institutions should be convertible into corresponding Indian
Licences in case the applicant desires to take up employment in India after completion of course/
training abroad, as per directives of Director General of Civil Aviation, Government of
India.
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Fee payable to college/ school/ hostel.
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Examination/ Library/ Laboratory fee.
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Purchase of books/ equipments/ instruments/ uniforms.
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Caution deposit/ building fund/ refundable deposit supported by Institution bills/
receipts.
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Travel expenses/ passage money for studies abroad.
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Purchase of computers – essential for completion of the course.
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Any other expense required to complete the course – like study tours, project work, thesis
etc.
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Issuance of DD favouring CET Cell
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Fee payable to the Institution/hostel/examination fee, cost of books, travel expenses for
studies abroad, purchase of computer, etc.
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BPLR - 1.25 % p.a. Floating
Simple interest basis during study & repayment holiday period
(upto one year after completion of the course or six months after securing a job, whichever is
earlier)
Concession for Girl Students
: Our Bank has extended a
0.50 % interest concession to Girl Students for
loans availed on or after 01.11.2008 and will be effective till
31.12.2010. This interest concession
will be extended till closure of the loan.
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