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Vijaya Tax Savings Scheme
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the term deposit Tax benefit scheme
In the light of the Notification issued by the Government of India, treating the
bank Term Deposit as an approved form of investment to get qualified for benefits U/s.80C of the
Income Tax Act 1961, Vijaya Bank now launches a new term deposit scheme called
‘VIJAYA TAX SAVINGS SCHEME’ effective form 18.8.2006.
The highlights of the scheme are as follows :
Deposits are accepted for a period of 5 years only
Rate of interest is 8.50% p.a. Senior citizens are entitled for an interest rate of 9.00%
p.a.
Depositor can opt for either cumulative or non-cumulative way of crediting periodical
interest.
Depositor gets benefit U/s.80C of the Income Tax Act. 1961
Minimum deposit is Rs.100 and in multiples thereof
Maximum deposit in a Financial Year Rs.1,00,000/- [i.e., 1
st April to 31
st March of the following calendar year]
Deposits cannot be withdrawn prematurely
Deposits cannot be pledged to secure loan or as security