1. Account holder of our bank &
2. Minimum Gross Income of Rs 120000/- p.a. for salaried class & Rs 100000/- p.a. for self-employed

• Life time free Vijaya Add-on cards will be issued to Individual cardholders’ spouse, parents and children above 18 years of age.
• NRIs can nominate residents as add-on cardholders.

Salient features of MasterCard Global Card

• The card is valid for THREE YEARS
• The card is being issued in association with MasterCard International and is valid Globally.
• Instant cash withdrawal facility upto 50% of the card limit with a maximum of Rs 50000/-
• Cash withdrawal facility from interconnected MasterCard ATMs using the secret Personal Identification Number (PIN).
• The Global Card is accepted at 22 million merchant outlets spread across the world including 1 lakh merchant outlets in India.
• The Credit Card transactions details are sent through e-mail to the cardholder every week and on the billing day free of charge
• Our cardholders are covered under insurance against fraudulent use in case of loss of the card, for the transactions made after the date of intimation of loss to the bank.
• The cardholder is covered under 24 hours Personal Accident Insurance to the extent of Rs 2 lakh for death due to Road/Rail Accident & Rs 4 lakh for death due to air crash.

• The cardholder who has not opted for Revolving Credit will enjoy free credit upto 50 days.
• Life time Free Vijaya Add-on cards are issued  to the parents, spouse and children above 18 years of age.
• Option of repaying monthly bills in instalments by choosing Revolving Credit facility. The cardholder can pay the monthly bills in varying percentages with a minimum of 5%.
• The cardholder has the flexibility of varying the percentage or making a lumpsum payment at any time.
• The cardholder is eligible for the facility of Loyalty Points. 1 loyalty point is awarded for purchase of goods/services worth Rs 100/- through the card.
• The Cardholder will get the monthly bills directly debited to the operative account maintained at our branch

• The card is valid worldwide. However, the card cannot be used for making payments in Foreign exchange for parties resident in Nepal & Bhutan.
  
• The card can be used for making all sorts of remittances, towards imports, travel related expenses, purchase of Travelers’ Cheques, Currency Notes etc. permissible under the Exchange Control regulations/Foreign Trade as prevailing from time to time.  Restrictions if any as to the maximum value, duration, purpose, source, nature of transaction etc. stipulated under the extant regulations should be complied with.  The details may be ascertained from any of our branches authorised to handle foreign exchange business.
  
• Use of the card in excess of the limit, or for purposes prohibited under regulations would make the card holder liable for penalties prescribed under relevant acts / provisions.