• The card is valid for THREE YEARS
• The Vijaya Platinum Credit card is a domestic MasterCard valid only in India & Nepal
• The Vijaya Platinum Jubilee Credit Card does not have the facility of Loyalty Points
• The cardholder who has not opted for Revolving Credit will enjoy free credit upto 50 days.
• Instant cash withdrawal facility upto 50% of the card limit with a maximum of Rs 25000/-
• Cash withdrawal facility from interconnected MasterCard ATMs using the secret Personal Identification Number (PIN).
• Life time Free Add-on cards are issued  to the parents, spouse and children above 18 years of age.
• Option of repaying monthly bills in instalments by choosing Revolving Credit facility. The cardholder can pay the monthly bills in varying percentages with a minimum of 5%. The cardholder has the flexibility of varying the percentage or making a lumpsum payment at any time.
• The Credit Card transactions details are sent through e-mail to the cardholder every week and on the billing day free of charge
• Our cardholders are covered under insurance against fraudulent use in case of loss of the card, for the transactions made after the date of intimation of loss to the bank.
• The cardholder is covered under 24 hours Personal Accident Insurance to the extent of Rs 1 lakh for death due to Road/Rail Accident & Rs 2 lakh for death due to air crash provided the cardholder has transacted atleast Rs 10,000/- in the preceding 12 months.
• The Cardholder will get the monthly bills directly debited to the operative account maintained at our branch

• The Vijaya Platinum Jubilee Card will be issued free of charge for the first three years.
• The fees applicable for Classic cards viz. Rs 300/- as advance annual subscription fee will be levied from the fourth year onwards.
• Other charges like hotlisting charges, replacement charges, duplicate statement charges etc. will be levied as applicable.
• Service tax as per prevailing rate is levied for all charges.

• Account holder of our bank &
• Minimum Gross Income of Rs 60000/- p.a. for salaried class & Rs 50000/- p.a. for self-employed
  OR
  Term Deposit of Rs 50000/- for two years & above
  OR
  Enjoying satisfactorily credit facility of Rs 2 lakhs & above
  OR
  Average balance of Rs 50000/- in the SB account for the previous 6 months atleast

All other terms & conditions for issue of Standard Classic Domestic Credit Card apply to Vijaya Platinum Jubilee Card also.