Vijaya Bank

VISA International Debit Cards

Renewal

Debit Cum ATM Card Application download

Debit Cum ATM Card Annexure to Application download

Vijaya Global Debit Cum ATM Card

Vijaya Global Debit Cum ATM Card is the VISA International Debit Card issued by our Bank to its account holders of Core Banking Solution Branches for using it at Merchant Establishments and at Automated Teller Machines (ATMs).

The Vijaya Global Debit cum ATM card has been launched in association with VISA International.

The Vijaya Global Debit cum ATM card can be used at all Vijaya Bank ATMs. It can also be used in networked VISA ATMs of any Bank in India and abroad. The card has wide acceptability – over 2,49,000 merchant establishments in India and 25.17 million globally.

Recently the bank has become a member of ATM consortium promoted by IDRBT where 28 member banks and has an ATM base of more than 17000. Vijaya Global Debit cum ATM card can also be used in NFS member banks ATMs at a concessional rates.

Salient Features

The salient features of Vijaya Global Debit cum ATM Card are as follows:

Limits for transactions

Sl.No.	Facilities	Maximum limit (subject to balance in the account)
1.	ATM cash withdrawal limit per day Domestic/International OR Cash withdrawal through our branch electronic card swiping machine, per day limit	Rs.20,000/-
2.	Merchant transaction limit per day Domestic/International	Rs.25,000/-
3.	No. of transactions per day (financial)	10

Eligibility Criteria

The Vijaya Global Debit cum ATM card will be issued to all adult individuals, joint account holders & NRE account holders maintaining operative Savings Bank/Current accounts at Core Banking branches (CBS) with satisfactory operations.

Type of customers

Eligibility criteria

a) Individuals

All adult Individuals maintaining an operative Savings Bank account (including NRE accounts) or Current account with satisfactory operations with any one of our CBS (Core Banking Solution) branches.

In case of current accounts in the name of proprietor ship concerns, the debit cards will be issued in the personal name of the proprietor.

b) Joint accounts

For joint accounts with operation by any one or survivors, debit card can be issued to any one or more or all the joint account holders who are authorized to operate the account individually.

Where the debit cards have to be issued for joint account holders, apart from the applicant’s signature the signature of the other joint account holders should be obtained on the debit card application.

Validity

Vijaya Global Debit cum ATM Card is valid for use at our Bank’s ATMs, other Bank’s VISA ATMs and merchant establishments in India and abroad. Vijaya Global Debit cum ATM Card is not valid for payment in foreign exchange at merchant establishments in India, Nepal & Bhutan.

Vijaya Global Debit cum ATM card is valid up to the last working day of the month indicated on the card.

The validity of the card shall be five years from the last day of the month in which the card is issued.

Renewal

The Vijaya Global Debit cum ATM Card will be renewed on expiry of 5 years. Debit card cannot be used on Internet. Please note that at present Vijaya Global Debit cum ATM card is not enabled for Internet transactions.

Schedule Of Charges

Card Fee

Entrance Fee	Free - Non photo Rs.100/- - Photocard
Hotlisting of the card	Rs.50/-
Card replacement	Rs.100/-
PIN regeneration	Rs.25/- per request
Cancellation charges (Applicable if cancelled in the first card year)	Rs.100/-

Transaction charges

Vijaya Bank’s ATM cash withdrawal & balance Enquiry/mini statement/ PIN change	Free (no charges)
Cash withdrawal at our branch card swiping machines	Free (no charges)
Cash withdrawal in NFS Member Bank ATMs	Rs 13 /- * Per Transaction
Cash withdrawal at Other bank’s VISA ATMs in India (Debit Cards) Balance Enquiry	*Rs 20/- per transaction [w.e.f : 01.04.2008] Free** (no charges)
Other bank’s VISA ATMs abroad Cash Balance Enquiry abroad	Rs.125/- per transaction Rs. 25/- per enquiry

* Plus applicable Service Tax

Other Charges

Surcharge	2.50% or Rs.10/- whichever is higher on transactions at Railways/Petrol Pumps transactions at Railways/Petrol Pumps
Charges for request for copy of chargeslip i) for transactions at our merchants ii) for transactions at other banks merchants	Rs 100/- Actuals with a minimum of Rs.100/-

Note: In addition to above, service tax, if applicable at applicable rates will also be charged. Fees/charges/limits indicated here are as prevalent currently and are subject to revision by the bank from time to time.

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