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Last Modified : Jan 2, 2009 4:56 PM
 
INTEREST RATES AT A QUICK GLANCE
 

A QUICK GLANCE. -   Given below are the Rates of Interest and Charges for Deposits, Loans & services which are given in brief            

Click here to get full details on Deposit Interest Rates
  Click here to get full details on Loans Interest Rates
RATES AT QUICK GLANCE EFFECTIVE FROM 01.11.2008.
Nature
Rate Of Interest (%)
         Minimum Balance
ACCOUNT
Normal
Sr. Citizen
Rural
S. Urban
Urban
Metro
 
SAVINGS BANK ACCOUNT
 
 
 
 
 
 
A . Domestic
 
 
 
 
 
 
a. With Chq. Book facility
3.50
3.50
250
250
500
500
b. With out Chq. Book Facility
3.50
3.50
100
100
250
250
c. No Frills Account
3.50
3.50
0
0
0
0
B. Non Resident
 
 
 
 
 
 
   a. NRO
3.50
3.50
250
250
500
500
   B. NRE
3.50
3.50
250
250
500
500
 

TERM DEPOSITS – DOMESTIC & NON RESIDENT ORDINARY ACCOUNTS 

 
          Maturity Pattern                                                                       
Base Rate
 
Below
Rs.15 lakhs
w.e.f. 03.01.09
Base Rate
Rs.15 lakhs & above up to Rs One Crore
w.e.f. 03.01.09
Above Rs One
Crore
w.e.f. 02.01.09  
 
7 days to 14 days
3.50 % p.a.
3.75 % p.a.
4.00 % p.a.
15 days to 29 days
4.25 % p.a.
4.50 % p.a.
4.75 % p.a.
30 days to 45 days
4.75 % p.a.
5.00 % p.a.
5.00 % p.a.
46 days to 90 days
6.00 % p.a.
7.00 % p.a.
7.00 % p.a.
91 days to 179 days
7.00 % p.a.
7.25 % p.a.
7.25 % p.a.
180 days to  269 days
7.50 % p.a.
8.00 % p.a.
7.75 % p.a.
270 days to below one year (364 days)
8.00 % p.a.
8.25 % p.a.
8.25 % p.a.
1 year to 2 years
8.75 % p.a.
9.00 % p.a.
8.50 % p.a.
Above 2 years to 3 years
8.75 % p.a.
9.00 % p.a.
8.50 % p.a.
Above 3 years to 5 years
8.50 % p.a.
8.50 % p.a.
8.50 % p.a.
Above 5 years
8.50 % p.a.
8.50 % p.a.
8.50 % p.a.

TERM DEPOSITS – NRE

Effective from 01.01.2009

Duration
Rate of Interest
1  year to less than 2 years
3.75 %
2  years to less than 3 years
3.19 % 
3 years and above upto and including 5 years
3.47 %

  TERM DEPOSITS – FCNR (B)

Effective from 01.01.2009

Period
Rate of Interest (%)
 
GBP
USD
EUR
One year and above but below two years
4.07
3.00
4.06
Two years and above but below three years
3.62
2.44
3.69
Three years and above but below four years
3.86
2.72
3.94
Four years and above but below five years
4.04
2.93
4.14
Five years only
4.16
3.08
4.24
 
  LOANS
Vijaya Home Loan [For Fresh loans w.e.f. 10.11.2008] REVISED RATES
 
For loans up to Rs 30.00 Lakh
For Loans above Rs 30.00 Lakh
Period