Service Charges on Non-Credit Matters
(which includes Service Tax at 10.30%)
|
|
|
|
OTHER SERVICE CHARGES
EFFECTIVE FROM 1 ST AUGUST 2009
|
|
No
|
Nature of Charges
|
SLAB
|
RATE IN RUPEES
|
|
2
|
Sanction revival charges
|
10 lakhs and below
Over 10.00 lakhs to 1.00crore
Over 1.00 crore to100.00crore
Over 100.00 crore
|
NIL
0.06%; each occasion;
0.07% each occasion;max.10000/-
16545/-each occasion
|
|
3
|
Sanction Terms modification/amendment charges
|
10 lakhs and below
Over 10.00 lakh to 1.00 crore
Over 1.00 crore to 10.00 crore
Over 10.00 crore
|
NIL
5015/- each time;
8273/- each time;
11030/- each time.
|
|
4
|
Credit Information /Confidential Report Charges
|
Per report per bank
|
55/-
|
|
5
|
Debt Restructuring Charges
|
10.00 lakhs and below
Over 10.00 lakhs to 1.00 crore
Over 1.00 crore to 10 crore
Over 10.00 crore
|
NIL
5515/- each time
11030/- each time
22060/- each time
|
|
6
|
Term loan review charges
|
Aggregate reviewed amount
|
0.11% of reviewed amt
Maximum 27575/-
|
|
7
|
Sub-limit fixation charges
|
Below 25.00 lakhs
25.00 lakhs - 1.00 crore
Above 1.00 crore to100 crore
Above 100 crore
|
% of each sub limit p.a per branch
NIL
5515/- for each sub limit
8273/- for each sub limit
11030/-for each sub limit
|
|
8
|
Fixed/Floating ROI conversion charges for Term
loans
|
Fixed to Floating
Floating to Fixed
|
1.10% of outstanding
1.66% of outstanding
|
|
9
|
Charges for Issue of letter ceding Pari-passu /second charge on term
loans
|
25.00 lakhs and below
Above 25.00 lakhs -10.00 crore
Above 10.00 crore
|
1103/- per NOC
11030/- per NOC
22060/- per NOC
|
|
|
Chapter I – DEPOSITS
|
|
with effect from 25.02.2009
|
1. LEDGER FOLIO CHARGES – Current Accounts
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
For computerised (40 entries or part thereof considered as one ledger
page / folio) – Charges per folio per half year
|
Rs. 98.00
|
Rs. 98.00
|
Rs. 98.00
|
|
However, to the extent shown below, free folios annually are allowed
depending on the daily average credit balances maintained by the Account Holders (on half yearly
basis) and CC (M) accounts covered fully against Term Deposits with requisite margin, folio charges
are exempted.
|
|
|
Up to Rs 25,000/‑
|
Nil
|
Nil
|
Nil
|
|
Rs 25,001/‑to Rs 50,000/‑
|
Nil
|
3
|
3
|
|
Rs 50,001/‑ to Rs 1,00,000/‑
|
3
|
5
|
5
|
|
Rs.1,00,001/‑ to Rs 2,00,000/‑
|
5
|
10
|
10
|
|
Rs.2,00,001/‑ to Rs. 5,00,000/-
|
10
|
All
|
All
|
|
Above Rs. 5,00,000/-
|
All
|
All
|
All
|
|
2. Standing instructions:
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
i) Accepting and recording of standing instructions
|
Rs.29
|
Rs.24
|
Rs. 20
|
|
ii) Execution of S/I within the branch for the credit of party’s own
accounts
|
Nil
|
Nil
|
Nil
|
|
iii) Execution of S/I within the branch for the credit of third party’s
accounts
|
Rs.20
|
Rs.15
|
Rs.10
|
|
|
iv) Execution of S/I involving remittance of funds to other branches
|
50% of existing exchange on remittance without any out of pocket
expenses.
|
50% of existing exchange on remittance without any out of pocket
expenses.
|
50% of existing exchange on remittance without any out of pocket
expenses.
|
|
3. Recording of stop payment instructions per cheque
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
For all types of accounts
|
Rs. 98.00
for C.A/c / CC (M) / CC (H)
|
Rs.49.00 for SB / Rs. Rs.74 for C.A/c / CC (M) / CC
(H)
|
Rs.29.00 for SB / Rs.59 for C.A/c / CC (M) / CC (H)
|
|
4. Non-maintenance of minimum balance as
required.(Senior citizens exempted)
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
a) Current accounts
|
Rs. 98.00 per month
|
Rs. 74.00 per month
|
Rs. 49.00 per month
|
|
b) Inoperative Current Accounts
|
Nil
|
Nil
|
Nil
|
|
c) SB accounts
|
Rs.98.00
|
Rs. 29.00 per month
|
Rs. 20/- per month
|
|
d) Inoperative SB accounts
|
Nil
|
Nil
|
Nil
|
|
5. Incidental Charges on
Inoperative Accounts
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
a) Inoperative Savings Bank Accounts
|
|
i) Where the balance is less than
the required minimum balance
|
Rs.147.00
|
Rs. 49.00 per half year
|
Rs. 39.00 per half year
|
|
ii) Where the balance
more than the required minimum balance
|
Nil
|
Nil
|
Nil
|
|
b) Inoperative Current Accounts
|
|
i) Where the balance is less than
the required minimum balance
|
Rs. 147/- per half year
|
Rs. 74/- per half year
|
Rs. 39/-per half year
|
|
ii) Where the balance
more than the required minimum balance
|
Rs. 98.00
|
Nil
|
Nil
|
|
|
|
|
|
|
6. Non compliance with rule regarding maximum
withdrawals in Savings Bank account
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
If
cheque
withdrawals exceed 25 times per half year
|
Rs.5 per cheque
|
|
Rs. 3/- per cheque [However in case of V-Saral SB account, only
one cheque book of 10 leaves per year is permitted
|
|
7. Closure of the accounts
with effect from 25.02.2009
|
|
[Except in case of death of depositor, transfer to another branch, transfer
for term deposits or for opening another joint account]
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
a
|
Current Account
|
Rs. 490.00 per account if closed within 12 months;
Rs. 245.00 per account if closed after 12 months
|
Rs. 147.00 per account if closed within 12 months;
Rs. 98.00 per account if closed after 12 months
|
Rs. 98.00 per account if closed within 12 months;
Rs. 49.00 per account if closed after 12 months [However, accounts of
Pensioners and Senior Citizens are exempted
|
|
b
|
Savings Bank Account
|
Rs. 98.00 per account if closed within 12 months;
Rs. 74.00 per account if closed after 12 months
|
Rs. 98.00 per account if closed within 12 months;
Rs. 74.00 per account if closed after 12 months
|
Rs. 59.00 per account if closed within 12 months;
Rs. 29.00 per account if closed after 12 months [However, accounts of
Pensioners, Senior Citizens and V-Saral Accounts are exempted]
|
|
8. Issue of Duplicate Pass Book / Statement of Accounts / Term Deposit
Receipts etc
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
a) SB / C A/c / RD / JND / CC(M) / CC(H) / Any other type of account
|
|
i) with only the latest balance
|
Rs. 39.00
|
Rs. 29.00
|
Rs.24.00
|
|
ii) For recording additional / previous entries – Per page of 40
entries
|
Rs. 49.00
|
Rs.39.00
|
Rs.24.00
|
|
|
b) Term Deposit Receipts
|
|
All cases
|
Rs. 74.00 per receipt
|
Rs. 59.00 per receipt
|
Rs. 54.00 per receipt
|
|
9. Call Deposit Receipts
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than rural
|
Individuals*
Rural
|
|
|
All cases
|
Rs.74.00 per instrument
|
Rs.59.00 per instrument
|
Rs.54.00 per instrument
|
|
10. Issuance of Cheque Books in all centres
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
i) Current / CC (M) / CC (H) a/c
|
Rs. 5/- per cheque leaf
|
Rs. 5/- per cheque leaf
|
Rs. 3/- per cheque leaf
|
|
ii) SB accounts
|
Rs. 5/- per cheque leaf
|
Rs.5/- per cheque leaf over and above 25free leaves per calendar year
|
Rs.3/- per cheque leaf over and above 25free leaves per calendar year free
cheque leaves as per calendar year
|
|
|
iii) Multi City Cheques (CC(M) and CC(H) a/cs only)
|
Rs. 10/-per cheque leaf
|
|
|
|
|
11. Enquiry on CBS platform, upon written request and after verifying specimen signature
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
a) Balance enquiry
|
Nil
|
Nil
|
Nil
|
|
b) Statement of account
|
|
i) At parent CBS branch (First time)
|
Nil
|
Nil
|
Nil
|
|
ii) At other CBS branches
|
As applicable to issue of duplicate statement
|
As applicable to issue of duplicate statement
|
Nil
|
|
|
* Individuals means
a)
Accounts opened in single name by individual persons
b)
Accounts opened in joint names by individual persons
c)
Kartha of a HUF
|
|
|
|
Chapter II – REMITTANCES with effect from
25.02.2009
|
1.
Service Charges on DD / MT /
TT
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
Up to Rs 1, 000/‑
|
Rs.29.00
|
Rs. 24.00
|
Rs.20.00
|
|
Above Rs 1,000/‑ up to Rs 5,000/‑
|
Rs.39.00
|
Rs.34.00
|
Rs.29.00
|
|
Above Rs 5,000/‑ up to Rs 10,000/‑
|
Rs.39.00
|
Rs.34.00
|
Rs.29.00
|
|
Above Rs 10,000/‑ up to Rs. 1 lakh
|
Rs 2.50 per thousand or part thereof with a minimum of Rs.50/-
|
Rs 2.50 per thousand or part thereof with a minimum of Rs.40/-
|
Rs 2 per thousand or part thereof with a minimum of Rs.35/-
|
|
Above Rs 1.00 lakh up to Rs.10 lakhs
|
Rs.2.50 per thousand or part thereof with a minimum of Rs 250/‑<
/span>
|
Rs.2.25 per thousand or part thereof with a minimum of Rs 250/‑<
/span>
|
Rs.2 per thousand or part thereof with a minimum of Rs 200/‑
|
|
|
Above Rs.10 lakhs
|
Rs.2.25 per thousand or part thereof, with a minimum of
Rs.2500/- and maximum of Rs.12000/-
|
Rs.2.00 per thousand or part thereof, with a minimum of Rs.2300/- and
maximum of Rs.10000
|
Rs.2.00 per thousand or part thereof, with a minimum of Rs.2300/- and
maximum of Rs.10000/-
|
|
|
2.
Exchange on Banker's cheques / Pay orders / Local Drafts
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
Up to Rs 1,000/‑
|
Rs.24.00
|
Rs.20
|
Rs.15
|
|
Above Rs 1000/‑ up to Rs. 5,000/‑
|
Rs.39.00
|
Rs.34.00
|
Rs.29.00
|
|
Above Rs. 5,000/‑ up to Rs.10,000/-
|
Rs.39.00
|
Rs.34.00
|
Rs.29.00
|
|
Above Rs.10,000/- up to Rs. 1 lakh
|
Re.2.50 per thousand or part thereof with a minimum of Rs.50
|
Re.2.50 per thousand or part thereof with a minimum of Rs.40/-
|
Re.2.00 per thousand or part thereof with a minimum of Rs.35/-
|
|
Above Rs. 1 lakh up to Rs.10
lakhs
|
Re.2.50 per thousand or part thereof with a minimum
of Rs.250/-
|
Re.2.50 per thousand or part thereof with a minimum
of Rs.250/-
|
Re.2.00 per thousand or part thereof with a minimum of
Rs.200/-
|
|
|
Above Rs.10 lakhs
|
Re.2.25 per thousand or part thereof with a maximum
of Rs. 12000
|
Re.2.00 per thousand or part thereof with a maximum
of Rs. 10000
|
N A
|
|
3.Transfer of funds on CBS Platform
with effect from 08.09.2009
|
|
(i) From customers own account to either own account or third party
account with any CBS branch located in the same clearing centre
|
Nil
|
|
(ii) From customer's own account to his another account with any CBS
branch, irrespective of location, including funds transfer through V-Net banking.
|
Nil
|
|
(iii) Transfer of funds to third party accounts at any CBS branch
located outside the clearing centre (through RTGS, NEFT, INTERSOL, V-Net, etc.)
(a) Less than Rs. 1 lakh
|
Rs. 6/- per transaction
|
|
(b) Rs. 1 lakh to less than Rs. 5 lakh
|
Rs. 28/- per transaction
|
|
(c) Rs. 5 lakh & above
|
Rs. 56/- per transaction
|
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
B. Remittance facility to customers of CBS branches, who maintain higher monthly
average balance in their SB/Current account (HOC 148/05)
|
|
Where the monthly average is
|
|
(i)
Rs.1.00 lakh to less than Rs.3 lakhs
|
Free remittance per transaction amount up to Rs.25,000/- subject to a
maximum of 4 transaction in a month
|
Free remittance per transaction amount up to Rs.25, 000/- subject to
a maximum of 4 transaction in a month
|
Free remittance per transaction amount up to Rs.25,000/- subject to a
maximum of 4 transaction in a month
|
|
|
(ii)
Rs. 3 lakhs to less than Rs. 5 lakhs
|
Free remittance per transaction amount up to Rs.75,000/- subject to a
maximum of 4 transaction in a month
|
Free remittance per transaction amount up to Rs.75,000/- subject to a
maximum of 4 transaction in a month
|
*Free remittance per transaction amount up to Rs.75,000/- subject to
a maximum of 4 transaction in a month
|
|
(iii) Rs. 5 lakhs to less than Rs.10 lakhs
|
Free remittance per transaction amount up to Rs.1,25,000/- subject to
a maximum of 4 transaction in a month
|
Free remittance per transaction amount up to Rs.1,25,000/- subject to
a maximum of 4 transaction in a month
|
*Free remittance per transaction amount up to Rs.1,25,000/- subject
to a maximum of 4 transaction in a month
|
|
(iv) Rs. 10 lakhs & above
|
Free remittance per transaction amount up to Rs.2,50,000/- subject to
a maximum of 4 transactions in a month.
|
Free remittance per transaction amount up to Rs.2,50,000/- subject to
a maximum of 4 transactions in a month.
|
*Free remittance per transaction amount up to Rs.2,50,000/- subject
to a maximum of 4 transactions in a month.
|
|
Note / Explanation:
(a)
Transactions exceeding the amounts and occasions specified in a
month, the charges will be 50% of the existing charges on remittances without any out of pocket
expenses
(b) * However there may not be such accounts under this category.
|
|
4.
SERVICE CHARGES ON CASH
DEPOSIT (per day per account)
|
|
Cash remittance at Parent branch (with effect from
01.05.2009)
|
|
|
|
For Current /CCM/CCH Account
|
|
Cash remittance of above Rs.1.00 lakh & part thereof : Rs.50/-
per lakh and in multiples of Rs.50/- with a maximum of Rs.2500/- per account per day.
|
|
(With effect from 08.09.2009)
|
Cash remitted by
|
Cash remittances at 'other than parent branch'*
|
|
Within the clearing centre
|
Outside the clearing centre
|
|
By the account holder (Self)
|
i) Remittance to
Savings Bank Account : No Charges
For
Current / OD / CC A/c
ii) Upto Rs.1.00 lakhs – No charges
ii) Above Rs.1.00 lakhs – at the rate of Rs.50/- per lakh for the
entire remittance
|
i) Remittance to
Savings Bank Accounts : No charges upto a maximum of Rs.20,000/- and 50% of normal
charges, as applicable to DD, for all remittance beyond Rs.20,000/- on the entire
remittance.
ii) Remittance to
Current / OD / CC Accounts : 50% of normal charges, as applicable to DD, for
the entire cash remittance
|
|
By third party
|
i) Remittance to
Savings Bank Accounts :
(a) No charges upto
Rs.20,000/-
(b) beyond Rs.20,000/- charges, as applicable to DD, on the entire remittance.
ii) Remittance to
Current / OD / CC Accounts : normal charges, as applicable to DD, for the
entire cash remittance
|
i) Remittance to
Savings Bank Accounts :
(a) No charges upto a
maximum of Rs.20,000/-
(b) For all remittances
beyond Rs.20,000/- : charges as applicable to DD, on the entire remittance.
ii) Remittance to
Current / OD / CC Accounts : normal charges, as applicable to DD, for the entire
cash remittance
|
|
* Maximum limit for Remittance by 3
rd parties : Less than Rs.50,000/-
|
Revised charges for updating pass book / issuance of statement
of accounts at both parent and 'other than parent' branches
-- Nil --
However, for issuance of pass book / statement of account with 'repeat' entries (for
entries already updated once), charges as applicable to issue of duplicate pass book / statement of
account to be collected
|
| |
5.
SERVICE CHARGES ON CASH
WITHDRAWAL
with effect from 25.02.2009
|
|
If cash is withdrawn at CBS branches in the same clearing zone of the
base branch (self-withdrawal within the limit indicated below*):
|
Nil
|
|
If cash is withdrawn at CBS branches outside
the clearing centre of the base branch:
|
|
a) Up to Rs. 10,000/‑
|
Nil
|
|
b) Above Rs. 10,000/- [Within the ceiling limit* as detailed
below]
*
i) SB : Rs.50,000/- per day
ii) Current : Rs.1,00,000/- per day
|
Rs. 2.25 per thousand or part thereof (to be debited to the drawer's
account)
|
|
|
Note : All the charges mentioned above
are inclusive of Service Tax @ 10.30%
EXEMPTION ON
SERVICE CHARGES.
The following
category of accounts are exempted for levy of Service Charges.
i)
No charges for remittance to Savings Bank
account, term loan accounts, term deposit accounts, Special Watch accounts and NPA accounts.
ii)
No charges for cash remittance upto Rs.100000/-
per day per account (cumulative) for Current / CCM / CCH accounts.
iii)
No charges for Current / CCM / CCH accounts for
cash remittance on maintenance of average credit balance of Rs.5 lakhs during the last six
months.
|
|
|
6 Electronic products
with effect from 25.02.2009
|
|
a)
Inward RTGS / NEFT / ECS transactions - free, no charge to be
levied.
b)
Outward transactions – Charges to be levied
per transaction
i.
RTGS - Rs. 1 to less than Rs. 5 lakh -
not exceeding Rs. 28/-
-
Rs. 5 lakh &
above -
not exceeding
Rs. 56/-
ii.
NEFT - Less than Rs. 1
lakh
- not exceeding Rs. 6/-
- Rs. 1 lakh & above
-
not exceeding Rs. 28/-
c)
Banks may prescribe charges not higher than cheque return charges for
ECS debit returns.
d)
These charges shall be applicable for all types of transactions,
including inter-bank funds transfers.
|
7.Handling charges on return of ECS
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
A. Debits
|
|
a) Under SB Accounts
|
R.196
|
Rs.85
|
Rs.60
|
|
b) Under other types of accounts
|
Rs.196
|
Rs.147
|
Rs.118
|
|
B Credits
|
|
All cases
|
Nil
|
Nil
|
Nil
|
|
8. Demand Drafts / POs - Issue of Duplicates /
Cancellations / Revalidations etc
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
a) Issue of fresh demand draft in lieu of lapsed / misplaced / lost
demand drafts & duplicate Pay Orders
|
Rs. 98.00 per instrument
|
Rs. 59.00 per instrument
|
Rs. 49.00 per instrument
|
|
b) Cancellation of Drafts / Banker’s Cheque / Pay Order
|
Rs. 49.00 per instrument
|
Rs. 29.00 per instrument
|
Rs. 49.00 per instrument
|
|
c) Revalidation of Pay Orders / Bankers' Cheque
|
Rs. 98.00 per instrument
|
Rs. 59.00 per instrument
|
Rs. 49.00 per instrument
|
|
|
Chapter III – COLLECTIONS OF BILLS AND CHEQUES with effect from
25.02.2009
|
|
|
|
BILLS
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
1. Bills for collection (Clean / Documentary / Demand & Usance Bills /
Supply Bills)
|
|
|
Up to Rs. 1,000/‑
|
Rs.59.00 Postal Tariff
|
Rs.49.00 Postal Tariff
|
Rs.39.00 Postal Tariff
|
|
|
Above Rs.1,000/‑ up to Rs. 5,000/‑
|
Rs.74.00 Postal Tariff
|
Rs.54.00 Postal Tariff
|
Rs.49.00 Postal Tariff
|
|
Above Rs.5,0O0/‑ up to Rs. 10,000/‑
|
Rs.98.00 Postal Tariff
|
Rs.78.00 Postal Tariff
|
Rs.74.00 Postal Tariff
|
|
Above Rs.10000/‑ up to Rs.1.00 lakh
|
Rs.9.00 per thousand or part thereof+ Postal Tariff
|
Rs.8.00 per thousand or part thereof+ Postal Tariff
|
Rs.7.50 per thousand or part thereof+ Postal Tariff
|
|
Above Rs.1.00 lakh up to Rs.10.00 lakh
|
Rs. 9.50 per thousand or part thereof + Postal Tariff
|
Rs. 8.25 per thousand or part thereof + Postal Tariff
|
Rs. 8.00 per thousand or part thereof + Postal Tariff
|
|
Above Rs.10.00 lakh
|
Rs.9.50 per thousand or part thereof with a maximum of Rs.16500/- +
Postal Tariff
|
Rs.8.25 per thousand or part thereof with a maximum of
Rs.15000/- + Postal Tariff
|
Rs.8.00 per thousand or part thereof with a maximum of Rs.13500/- +
Postal Tariff
|
|
2. Outstation cheque
collection
with effect from 25.02.2009
|
|
a) - Up to Rs.
10,000
- not exceeding Rs. 56/- per instrument
- Rs. 10,001 to less than Rs.1,00,000 - not exceeding Rs.111/- per
instrument
- Rs. 1,00,001 and above
-
not exceeding Rs.166/- per instrument
|
|
|
|
3. Cheque Collection on CBS Platform
with effect from 25.02.2009
|
|
|
(a) Clearing cheques drawn on any of the CBS branches within the
clearing centre (any amount)
|
Nil
|
Nil
|
|
|
(b) Collection of outstation cheques drawn on our own branches
|
|
|
|
|
(i) Less than Rs.10,000/-
|
Nil
|
|
|
(ii) Above Rs.10,000/-
|
Rs. 150/-
|
|
|
© Clearing cheques drawn on any other banks can be deposited in CBS
branches at the centres other than where the customer has the account and amount will be collected
and credited to the customers account maintained with any of the CBS branches
|
50% of the existing commission on cheque collection without any
out of pocket expenses
|
50% of the existing commission on cheque collection without any
out of pocket expenses
|
|
4. Collection of Fixed Deposit Receipts
with effect from 25.02.2009
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
a) Our Bank Deposit Receipts, but of other branches:
|
|
In all cases
|
Nil
|
Nil
|
Nil
|
|
b) Deposits of other Banks:
|
|
i) Where entire proceeds are deposited in term deposits
for not less than 12 months
|
|
In all cases
|
Nil
|
Nil
|
Nil
|
|
ii) Otherwise (i.e in all other cases where the proceeds are
not deposited in term deposits of not less than 12 months)
|
|
In all cases
|
As applicable to collection of cheques
|
As applicable to collection of cheques
|
As applicable to collection of cheques
|
|
|
5.
Handling Charges for Bills / Cheques Returned Unpaid
with effect from 25.02.2009
|
|
a) Local cheques:
|
|
|
Cheques issued by our account holders but returned unpaid by us
through clearing or across the counter for want of funds and / or cheques deposited by our account
holders but returned unpaid by other banks for want of funds:
|
|
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
|
i) In case of SB Account
|
Rs.59.00 for deposited cheque returned and Rs.196/- for issued cheque
returned.
|
Rs.34.00 for deposited cheque returned Rs. Rs.83.00 for issued cheque
returned
|
Rs.29.00 for deposited cheque returned Rs. 59.00 for issued cheque
returned
|
|
|
ii) In case of Current / CC(M)/ CC(H)/ Accounts
|
Rs.59.00 for deposited cheque returned Rs. 196.00 for issued cheque
returned
|
Rs.59.00 for deposited cheque returned Rs. Rs.147.00 for issued
cheque returned
|
Rs.59.00 for deposited cheque returned Rs. 118.00 for issued cheque
returned
|
|
b) Outstation cheques & Local / Outstation Bills
|
|
|
In all cases
|
50% of the prescribed collection charges as prescribed above subject
to a minimum of Rs.98.00
|
50% of the prescribed collection charges as prescribed above subject
to a minimum of Rs.74.00
|
50% of the prescribed collection charges as prescribed above subject
to a minimum of Rs.59.00
|
|
|
6.
Handling charges on Post Parcel along with the
bills
with effect from 25.02.2009
|
|
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
i) If the party retires the parcel immediately on presentation
|
Nil
|
Nil
|
Nil
|
|
ii) Otherwise
|
Handling charge of Rs.20 per parcel per day with a minimum of
Rs.49.00
|
Handling charge of Rs.10 per parcel per day with a minimum
of Rs.20
|
Handling charge of Re. 5.00 per parcel per day with a minimum of Rs.
15
|
|
7. Fate Enquiries
at the instance of the customer
|
|
Services
|
Other than individuals
|
Individuals*
Other than
Rural
|
Individuals*
Rural
|
|
By telegram / telex or telephone
|
Rs.49.00 + Actual cost of telegram / telephone
|
Rs.24.00 Actual cost of telegram / telephone
|
Rs.20+ Actual cost of telegram / telephone
|
|
|
Chapter IV –
General Matters with effect from
25.02.2009
|
|
|
|
Sl No
|
Services
|
Other than individuals
|
Individuals
|
|
Other than rural
|
Rural
|
|
|
|
|
Scrips / documents [Retention period -maximum 90 days]
|
Rs.5.50/- p.a. or part thereof per scrip with a minimum of
Rs.3000
|
Rs.5/- p.a. or part thereof per scrip with a minimum of
Rs.2000
|
Rs.4.50/- p.a. or part thereof per scrip with a minimum of
Rs.75
|
2. Charges on operational instructions
|
|
|
Involving registration of documents such as power of attorney / board
resolutions
|
Rs. 49.00 per occasion
|
Rs. 29.00 per occasion
|
Rs. 20/= per occasion
|
3. Attestation charges, with proper records
[Branch Head / Senior Manager and above in special category branches
like VLB / ELB]
|
|
|
Attestation of signatures, true/ xerox copies of documents /
papers
|
Rs. 147.00 per document
|
Rs. 98.00 per document
|
Rs. 59.00 per document
|
|
|
|
|
Certificates issued on behalf of clients by the branches / offices,
like Certificate of constitution, Certificate of ownership / Names of partners, Proprietors
etc.
|
Rs. 147.00 per occasion
|
Rs. 98.00 per occasion
|
Rs. 59.00 per occasion
|
|
|
Issue of No Objection Certificate (NOC) and No Due Certificate
(NDC)
|
Rs. 147.00 per occasion
|
Rs. 98.00 per occasion
|
Rs. 59.00 per occasion
|
|
|
Note:
No charges to be levied for issuing NOC/NDC to the applicants
belonging to weaker sections (refer HOC 103/07)/ Government sponsored schemes
|
|
|
|
|
Postage / Postal tariff
|
140% of Actual expenses
|
125% of Actual expenses
|
110% of Actual expenses
|
|
|
Loss of token
|
Rs. 110/- per token toward cost
|
Rs. 100/- per token toward cost
|
Rs. 90/- per token toward cost
|
|
|
Chapter
V - Safe Deposit Lockers with
effect from 25.02.2009
|
RENTAL RATES OF SDL PER YEAR
|
|
Area of the Locker in Cubic inches
|
Rural
Rs.
|
Semi-urban
Rs.
|
Urban
Rs.
|
Metro
Rs.
|
|
Up to 750
|
720
|
720
|
780
|
890
|
|
751 to 1100
|
780
|
780
|
890
|
1000
|
|
1101 to 1600
|
1550
|
1660
|
1770
|
2210
|
|
1601 to 2100
|
1660
|
1880
|
1980
|
2540
|
|
2101 to 3100
|
2870
|
3090
|
3090
|
3310
|
|
3101 to 4100
|
3310
|
3310
|
3530
|
3750
|
|
4101 to 6500
|
4420
|
4420
|
4420
|
4420
|
|
|
C
hapter VI – Debit/Credit Cards* with
effect from 25.02.2009
|
|
[
ALL CHARGES ATTRACT APPLICABLE SERVICE TAX-(which
is presently at 10.30%)]
|
|
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
a) Entrance
Fee
in Rs.
|
|
i) Classic
|
300
|
300
|
300
|
|
ii) City Specific / Classic International
|
400
|
400
|
400
|
|
iii) Gold
|
1000
|
1000
|
1000
|
|
iv) Global
|
1000
|
1000
|
1000
|
|
b) Annual fees
|
|
i) Classic
|
300
|
300
|
300
|
|
ii) City Specific / Classic International
|
400
|
400
|
400
|
|
iii) Gold
|
1000
|
1000
|
1000
|
|
iv) Global
|
1000
|
1000
|
1000
|
|
c) Transaction charges
|
|
i) Vijaya Bank’s ATM cash withdrawal and at branches
|
3%
|
3%
|
3%
|
|
ii) Cash withdrawal at other banks’ ATMs in India
|
3% + Rs. 75/- per transaction
|
3% + Rs. 75/- per transaction
|
3% + Rs. 75/- per transaction
|
|
iii) Cash withdrawal at other banks’ ATMs abroad
|
3% + Rs. 100/- per transaction
|
3% + Rs. 100/- per transaction
|
3% + Rs. 100/- per transaction
|
|
d) Other charges
|
|
i) Hot listing of the card
|
Rs. 200
|
Rs. 200
|
Rs. 200
|
|
ii) Card replacement
|
Rs. 150
|
Rs. 150
|
Rs. 150
|
|
iii) Surcharge
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
|
|
iv) Mark up on international transactions
|
2.50% of the transaction amount
|
2.50% of the transaction amount
|
2.50% of the transaction amount
|
|
v) Duplicate statement
|
Rs. 25/-
|
Rs. 25/-
|
Rs. 25/-
|
|
|
|
|
|
Services
|
Other than individuals
|
Individuals*
Other than Rural
|
Individuals*
Rural
|
|
|
a) Card fees
|
|
i) Entrance
fee
in Rs.
|
|
Non-photo card
|
Free
|
Free
|
Free
|
|
|
Photo Card
|
Rs. 100/-
|
Rs. 100/-
|
Rs. 100/-
|
|
ii) Hot listing
|
Rs. 50/-
|
Rs. 50/-
|
Rs. 50/-
|
|
ii) Card replacement
|
Rs. 100/-
|
Rs. 100/-
|
Rs. 100/-
|
|
iii) PIN re-generation
|
Rs. 25/- per request
|
Rs. 25/- per request
|
Rs. 25/- per request
|
|
|
iv) Cancellation charges (Applicable if cancelled in the first card
year]
|
Rs. 100/-
|
Rs. 100/-
|
Rs. 100/-
|
|
b) Transaction charges
|
|
|
Vijaya Bank’s ATM
cash withdrawal and balance enquiry / mini statement / PIN change
|
Free
|
Free
|
Free
|
|
At Other Bank's VISA / INFINET ATMs
in INDIA
- Cash Withdrawal **
- Balance Enquiry /
Declined cash transactions ( due to insufficient balance)
|
Rs.20.00 per transaction
Free
|
Rs.20.00 per transaction
|
Rs.20.00 per transaction
|
|
** For Savings Bank account holders, 5 free cash
withdrawal per month is allowed in other Bank/s ATMs
|
|
At Other Banks’ VISA ATMs Abroad
- Cash withdrawals
- Balance Enquiry
|
Rs. 125/- per transaction
Rs. 25/- per enquiry
|
Rs. 125/- per transaction
Rs. 25/- per enquiry
|
Rs. 125/- per transaction
Rs. 25/- per enquiry
|
|
c) Other charges
|
|
|
i) Surcharge
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
2.50% or Rs. 10/- whichever is higher on transactions at Railways /
Petrol Pumps
|
|
|
ii) Charges for copy of charge slip
|
|
For transactions at our merchants
|
Rs. 100/-
|
Rs. 100/-
|
Rs. 100/-
|
|
For transactions at other banks’ merchants
|
Actuals with a minimum of Rs. 100/-
|
Actuals with a minimum of Rs. 100/-
|
Actuals with a minimum of Rs. 100/-
|
|
iii) Mark up on international transactions
|
2.50% of the transaction amount
|
2.50% of the transaction amount
|
2.50% of the transaction amount
|
|
|
C
hapter VII - FACILITIES TO CERTAIN DISTINCTIVE CATEGORIES OF CUSTOMERS /
ACCOUNTS
|
-
Senior Citizens and pensioners:
Senior Citizens and pensioners at
'Other than rural areas' are eligible for special rate of service charges as applicable to –
'Individuals in Rural Places' for their personal banking such as 'Maintenance of SB Account',
Collection of Cheques / drafts / I/D warrants and Remittances like DD/MT/TT etc.
|
|
|
|
|
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