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Last Modified : Dec 21, 2008 8:29 PM

V Swashakti

Purpose

Objective

To expand the employment and Income Generating Schemes and Programme so as to make women Self-reliant and economically independent.

Purpose

Offering assistance to Women Entrepreneurs for economic pursuits in Small Business, Professional or Professional or Self Employed and Retail Trade and Credit facilities to Women Entrepreneurs (Term Loan / Working capital) for the following :

Tailoring
Canteen and Catering
Pickle and Masala Making
Clinics
Papad Making
Beauty Parlour
Creche and Playschool
Tuitions and Coaching Class
Library
Ceramics
Departmental Stores

Handicrafts
Medical Shop
Counseling
Doctors / Chartered Accountants
Candle Making
Health Center
Laundry
Bakery
florist
Travel Agency
Milk Booth

Eligibility

Women above 18 years are eligible
Only to Resident individuals who are customers. In case of non-customers of our bank, the applicant /s should open an account with our bank by complying with the norms required for opening the account.
Loans can be availed by women for both proprietary / partnership firms.
If the business is on partnership basis the contribution of the women should be more than 51 %.

Lending norms

Ceiling

Maximum finance Rs.5.00 lacs.

Margin

upto Rs.25000/- : NIL

over Rs.25000/- : 15 %

Security

Small Scale Industry
- Upto Rs. 5.00 lakh : Hypothecation of Assets created out of Bank finance. Collateral
Free / No third party Guarantee. Branches should cover the loan under CGFS.
Other priority Sector
- Upto Rs.25000/- : hypothecation of Assets created out of the loan.
- Above Rs.25000/- : hypothecation of Assets created out of the loan and
third party guarantee / collateral security

Debt Waiver / Relief Beneficiaries

Branch

ATM

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Disclaimer

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