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Last Modified : Jan 24, 2009 10:50 AM

V-Payroll Savings Bank Account

V-Payroll Savings Bank Account for salaried class people, particularly those working in Corporation /firms/ institutions / Companies/ Govt. Dept etc

Parameter	Product feature
Eligibility	Minimum Number of Employees in the organization should be 10
Average net salary of the employee	Not less than Rs.5,000/- per month
Accessibility through Cheque	Free in any of our CBS branches
Minimum Balance	Zero
Sweep facility	Balance in excess of Rs.20,000 can be swept into term deposits in multiples of Rs.5000/-
Other concession	50% concession in service charges for remittances like DD , standing Instruction, etc.
ATM withdrawal	Upto Rs.20, 000 per day.
Access to our bank ATMs	Free
Access to NFS ATMs	Free withdrawals, with one time fee of Rs.150/-plus taxes for debit cards.
V-Cash loan facility	Eligibility as per existing norms for V-Cash loan.
Other facilities	V-Payroll account holders can avail of Debit Card, Demat and Internet Banking facilities.
Other loan facility	Eligibility as per existing norms for loans.
KYC	Identification introduction and residential address proof of the employee as provided by the employer as per their records , can be accepted as KYC compliance
Privilege Accounts	The Executive level employees of the corporate /company whose minimum salary per month is Rs.50,000/- and above, will be offered V-Platinum Savings bank Account

Debt Waiver / Relief Beneficiaries

Branch

ATM

Click here to apply for Online Education Loan

BASE RATE of the Bank is 8.25 % with effect from 1st July 2010

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V Mobile: Terms & Conditions of Mobile Banking.

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BASEL - II DISCLOSURES

VIJAYA BANK SPEED REMITTANCE for electronic transfer of money through Exchange Houses in GULF CONTRIES to the account of the remitter or their relatives either on the same day or latest by next working day, with any of our Branches in India.

VEBSETI - Vijaya Bank Self Employment Training Institute - Services rendered, motivating & assisting unemployed youth

A QUICK GLANCE on INTEREST RATES & CHARGES for Deposits, Loans & Charges on Services

Implementation for the Prime Minister’s 15 Point Program for the Welfare of Minorities, parameters shown as per recommendation of Sachar Committee: Position MARCH 2009.

'Cheque Drop Box' facility available at Branches / onsite ATM cabin.

Online Payment of Direct Taxes - e-payment of direct Taxes by our account holders

V- Gen U TH - Together lets build a bright future for your Child. Invest in this Savings Bank account for your child

Vijaya Bank has joined the consortium of Banks for sharing of ATMs, with effect from 3rd Aug 2007.

Retail lending Scheme for serving & retired Defence personnel - V Rakshak

Retail lending Scheme for Teachers - V Shikshak

Health Cum Accident Policy Exclusively for Account Holders - V-Arogya Bima Policy.

Debt Waiver / Relief Beneficiaries

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